Protection from the unexpected...
What is Cancer Insurance?
The cost of cancer is hard to predict. A Lump Sum Cancer policy provides a cash benefit to help cover medical expenses if you are diagnosed with cancer, helping to ease financial issues while you focus on getting well and getting back to living the life you were meant to.
How it works...
Lump-sum cash benefit policies may pay you a benefit directly (unless assigned otherwise), letting you use the funds as you need. Covering the cost of cancer treatment without insurance can be challenging. A cancer insurance policy can help you prepare for these circumstances and manage the cost of treatment much more easily.
You can use the money to assist with medical costs, experimental procedures, travel expenses, income while you are not working – you decide.
What does it cover?
A lump sum cancer insurance policy can help with medical and non-medical expenses, such as:
- Co-pays
- Deductibles
- Lab tests
- Surgeries
- Extended hospital stays
- Prescription medications
- Loss of income
- Child-care expenses
- Transportation and lodging
- Household bills
- Boarding Pets
Pros of Cancer Insurance
A lump sum cancer insurance policy can help with medical and non-medical expenses. Additionally Cancer policies have many other benefits:
- Affordable Premiums that never increase!
- Simple Application Process (Only three health questions! Smokers not disqualified).
- Individual, Family & Single Parent Plans available.
- Peace of Mind.
- Policies are available for children.
- Family History is not a factor.
- Available for ALL Occupations
Cons of Cancer Insurance
While there are many benefits to a lump sum cancer insurance policy, some of the cons may include:
- Most lump sum cancer policies don't cover skin cancer.
- Older individuals will pay more money.
Is Cancer Insurance worth it?
Absolutely!
Cancer is a leading cause of death in the United States and one of the leading causes of bankruptcy. These are sad realities and having a lump sum cancer policy will give you the financial cushion to deal with the unexpected stress of a cancer diagnosis.
Having this policy can make the difference between you being able to stay in your home, and affording life saving treatments and medications.